Privacy Statements

You have the right to know the privacy policies and practices of the financial institutions you deal with in respect to information sharing with both affiliated and nonaffiliated third parties. This notice describes the Mason City National Bank’s privacy policies and practices.

Privacy Notice

Categories of Information We Collect

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications and other forms;

• Information about your transactions with us, our affiliates or others; and

• Information we receive from a consumer-reporting agency.

Categories of Information We May Disclose About You

We do not disclose any nonpublic personal information about our customers, or former customers, except as permitted by law.

Confidentiality and Security

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information. The bank will never request personal or confidential information over the Internet, by phone, or by electronic mail. Customers should never send confidential bank information by electronic mail.

Information will be released only after a legal search warrant, court subpoena or written certificate of compliance is received. The customer shall be entitled to inspect this information unless a court order blocks the customers right to this information.