Current Rates

CHECKING ACCOUNTS

Type of Account

Interest Rate

APY

(Minimum Balance Required to open account $1000)

NOW Account

0.35%

0.35%

(Minimum Balance Required to open account $2500)

Money Market

0.85%

0.85%

APY is an abbreviation for Annual Percentage Yield. All Rates are subject to change. A copy of the Truth-In-Savings Disclosure for any product is available upon request.

SAVINGS ACCOUNTS

Type of Account

Interest Rate

APY

(Minimum Balance Required to open account $250)

Regular Savings Account

0.50%

0.50%

(No Minimum Balance Required to open account)

Christmas Club

0.50%

0.50%

APY is an abbreviation for Annual Percentage Yield. All Rates are subject to change. A copy of the Truth-In-Savings Disclosure for any product is 1available upon request.

CERTIFICATES OF DEPOSIT & IRAS

Type of Account

Interest Rate

APY

(Minimum Balance Required to open account $500)

91 Day

2.50%

2.52%

182 Day

3.00%

3.02%

12 Month

4.25%

4.3%

24 Month

3.50%

3.53%

36 Month

2.75%

2.77%

48 Month

2.75%

2.77%

60 Month

2.75%

2.77%

There is a premium offered on CD and IRA accounts with a balance of $100,000 or more.        

APY is an abbreviation for Annual Percentage Yield. All Rates are subject to change. A copy of the Truth-In-Savings Disclosure for any product is available upon request.

Money Market and NOW accounts have variable rates, which compound to the account monthly. The APY is based on Interest compounded monthly. Savings accounts have variable rates, which compound to the account quarterly. The APY is based on interest compounded quarterly. Variable interest rates can change after the account is opened. Account fees could reduce earnings on Savings, NOW and Money Market accounts.

CD and IRA rates are fixed for the initial term. The APY for CD and IRA's is based on interest being compounded semiannually. Some certificates may allow interest to be paid monthly or quarterly. There is a mandatory penalty for early withdrawals from these certificates.